I Was Rejected 3 Times for a Credit Card in Japan...Until Now!

Getting a credit card in Japan felt impossible for three years, despite having a stable job and a valid visa. Many people moving abroad encounter unexpected hurdles, and for me, navigating the financial system was the most frustrating part of my new life. Even with steady employment, I faced constant rejections that made daily tasks, like getting an ETC card for my car, incredibly difficult to manage. After years of trying to figure out the rules of banking in Japan, I finally secured an approval through a simple chance reapplication. This experience highlighted the realities of expat life, where persistence often matters more than logic when dealing with local institutions. It is a reminder that while living in Japan has its challenges, sometimes the breakthrough comes when you least expect it. If you enjoy stories about the realities of moving overseas and starting over in midlife, please subscribe for my weekly updates on building a life here. #LivingInJapan #JapanLife #CreditCardJapan 🌿 Useful Links ( I may recieve a referal fee which helps me make videos) 💳 WISE Card - https://wise.com/invite/dic/chanialiam 🧡 Postcard Club – I will send you postcards from Japan http://ko-fi.com/chanijapan/tiers 👕 Chani Japan Merch https://chanijapan.store 📚 Beginner Japanese for Real Life in Japan🇯🇵 https://www.chanijapan.com/ ☕ Support the channel https://ko-fi.com/chanijapan If you are new to the channel, my name is Chani and I am a middle aged Australian who was stuck in a rut and moved to Japan to live. I bought an Akiya or empty house and started renovating. I'd love it if you subscribed and joined the community. I look forward to seeing you in the next video 😀 @ChaniJapan 0:00 The elusive Japanese credit card struggle 1:08 The mystery of the ETC toll card 3:05 Trying my luck with Rakuten 6:37 The unexpected turning point 9:56 Installing the long-awaited ETC card