We Spent $18K in September | Millionaire Family of 4

We spent approximately *$18,000 in September as a family of four.* Where did it all go? 👀 I'm a mom of two, currently unemployed, and somehow became the CFO of our family. 😂 Welcome to **Monthly Diary of the Family CFO**, where I share our real spending, investing decisions, money mistakes, and everything I'm still figuring out. Here's what happened in September: 💸 *$5,000 on groceries + dining out.* Organic groceries, air-chilled chicken... are we getting scammed? 💅 *$100 on nails.* One expense I'm not giving up. 🎤 *BIGBANG concert.* $2250 for flights and tickets. Worth every penny! 📜 *$5,000 to establish our family trust.* Not exciting, but an important financial decision. 📈 *Investing my husband's lump sum.* We invested half in the stock market, allocating approximately 66% to ETFs and 33% to individual stocks. Team VOO! 🏡 *We sold a house at a loss.* That's a whole separate story. This isn't about having the perfect budget. It's about being intentional with our money while still enjoying our lives. *CHAPTERS* 0:00 Meet the Family CFO 0:22 Our $18K September spending 0:48 Why we don't cheap out on food 1:40 $5K on groceries + dining out 2:43 Self-care expenses 2:56 BIGBANG concert expenses 4:09 Setting up our family trust 4:40 Investing my husband's lump sum 5:19 Our ETF investments 5:59 Individual stock picks 6:53 Selling a house at a loss 7:46 Our October money plans 💬 *What would you add to our investment portfolio for October?* I'd love to hear what you're researching! 🏡 *MORE OF OUR HOUSE DRAMA* Part 1:    • My “Passive” Income Is Feeling Very Active 😂   Part 2:    • ANOTHER $2,000 GONE. 🌳💸   Part 3:    • I Had ONE Thing Left Before Listing This H...   Follow my money, motherhood, and investing journey: Instagram + TikTok: @cindyandcrew Disclaimer: I'm sharing my personal financial experiences for educational and entertainment purposes. This is not individualized financial advice. Always do your own research. #FamilyCFO #MonthlySpending #FamilyFinance #PersonalFinance #Investing