Rent vs Buy in 2026: How to Actually Decide (Part 2) — From A Mortgage Expert

Should You Rent or Buy a House in 2026? Follow me on Instagram   / loansbycharlie   for daily mortgage and real estate insights. After nearly 10 years in mortgages and helping hundreds of families, I’ve realized the rent vs. buy decision usually comes down to three things: Numbers, Opportunity, and Worth. I call it the N.O.W. framework. In this video, I break down how to think through the real numbers behind renting vs. buying, why waiting for the “perfect” housing market can backfire, how to recognize the right opportunity for YOU, and why the best decision isn’t always the one that looks best on a spreadsheet. The goal isn’t to prove that buying is better than renting. It’s to help you make the smartest decision with your money, life, and future. ============================= 🏡 FREE HOMEBUYER PLAYBOOK Thinking about buying a home but not sure where to start? Download my free guide ➡️ https://drive.google.com/file/d/1JEAt... ============================= 📊 FREE HOME BUYING TOOLS Want to know what buying a home could actually look like for you? ➡️ Home Affordability Calculator: https://whatcanibuy.netlify.app/ ➡️ Investment Property Handbook (What You Need to Know): https://drive.google.com/file/d/15QBn... ============================= ⏰ Chapters ⏰ 00:00 Should You Rent or Buy in 2026? 00:55 N — Numbers: What Does the Math REALLY Say? 04:14 O — Opportunity: Should You Wait for a Better Market? 07:51 W — Worth: What Are You Actually Getting? 10:22 The N.O.W. Framework: Making Your Decision ============================= Buying a home, refinancing, or just trying to figure out your next financial move? My job isn't to convince you to get a mortgage. It's to help you understand the numbers, weigh your options, and make a smart long-term decision. 📲 Connect with Charlie: Instagram ➡️   / loansbycharlie   TikTok ➡️   / loansbycharlie   Facebook ➡️   / loansbycharlie   LinkedIn ➡️   / loansbycharlie   X (Twitter) ➡️ https://x.com/loansbycharliee ============================= Money. Real estate. Wealth. And the decisions behind all three. The Playbook is about understanding the real plays that help you make smarter decisions with your money, your home, and your future. 👇 SUBSCRIBE TO CHARLIE'S YOUTUBE CHANNEL NOW 👇    / @theplaybookbycharlie   ============================= This content is for educational purposes only and is not financial, tax, or legal advice. Mortgage rates, programs, qualification requirements, and terms can change and vary based on individual circumstances. Equal Housing Opportunity. NMLS #1939411