Give Me 10 Minutes and I'll Show You How Equity Works (Australia 2026)

📞 Book a Free Strategy Call https://calendly.com/david-pelligra-n... Nido Finance https://nidofinance.com.au 📷 Instagram →   / davidpelligra   How to use equity to buy a second property in Australia — step by step. If you already own one property, there’s a strong chance you’re sitting on usable equity and don’t even realise it. In this video, I break down exactly how equity works, how to calculate your usable equity, and the clean structure I’d use to buy the next property without cross-collateralising. We cover: -What equity actually is -How to calculate usable equity (80% LVR rule) -How to avoid cross-collateralisation -How equity release works -How banks assess serviceability -The exact structure to buy a second investment property If you’re wondering how to use equity to buy another house, how much equity you can access, or whether your income supports a second property purchase, this video walks you through the framework. Most property owners think equity is cash in the bank. It isn’t. It’s potential — and unlocking it properly requires the right structure. ⏱ Chapters 00:00 – Can You Use Equity to Buy Again? 00:56 – What Is Equity? (Simple Definition) 01:21 – How to Calculate Us able Equity (80% Rule) 02:31 – The 2 Biggest Equity Mistakes 03:45 – Why Cross-Collateralisation Is a Trap 05:14 – The 4-Step Structure to Buy Your Next Property 11:31 – Live Example and Offset Set Up 13:45 – Three Common Questions🙋‍♂️ About Me I’m David — a mortgage broker based in Melbourne. I help Australians structure their lending properly so they can build wealth through property the smart way. 📬 Stay Connected Instagram →   / davidpelligra   Website → https://davidpelligra.com.au ⚠️ DisclaimerThis video is for educational purposes only and does not constitute financial advice. Always speak to a licensed broker or financial adviser before making decisions. Understanding your property's real estate valuation is essential for effective wealth building. This video explores how your home value and property value are assessed, which directly impacts your borrowing power. We discuss equity and home equity, and how to borrow money to best utilize these assets, ensuring your home loan works for you. #UseEquity #PropertyInvesting #SecondProperty #EquityRelease #AustralianProperty #InvestmentPropertyAU #MortgageStrategy #BorrowingCapacity #LVR #PropertyEducation #WealthBuilding #MortgageBrokerAU #PropertyAustralia #RefinanceStrategy #PassiveIncomeAU