ATO Credit Card Payments & the Cash Flow Domino Effect | Michael Partis & Ellice Coffey

How can Australian businesses improve cash flow, reduce operating costs and recover unpaid invoices? In this conversation, Michael Partis from Assure Global Plus speaks with Ellice Coffey from Cashflow Cleanup about the growing pressures on business cash flow, supplier payment delays and the opportunities businesses may be missing to improve their financial position. They explore how changes to credit card payments for ATO tax debts could affect working capital and push further pressure down the supply chain, potentially leaving businesses waiting longer to get paid. Michael explains how delayed payments can create a domino effect, increasing demand for debt collection services and making it harder for businesses to convert outstanding invoices into cash. Ellice shares how businesses can uncover savings by reviewing bank pricing, negotiating better interest rates on deposits and comparing suppliers across essential expenses such as energy, insurance and telecommunications. She also explains how accountants can identify opportunities to reduce costs and improve financial performance for their clients. The discussion also examines why small unpaid invoices matter, what to do when suppliers or customers stop responding, and why acting early is essential when invoices become overdue. Michael explains why debt collection is ultimately about communication, follow-up and helping businesses receive payment for the value they have already delivered. This video covers: Improving business cash flow and working capital How ATO credit card payment changes may affect the supply chain Negotiating better bank pricing and earning more interest on deposits Identifying opportunities to reduce business operating costs Recovering unpaid invoices and managing overdue accounts receivable Why early action matters when invoices remain unpaid How accountants can help clients identify cash flow and cost-saving opportunities Whether you're a small business owner, accountant or financial professional, this conversation offers practical insights into managing cash flow, reducing unnecessary expenses and taking a more proactive approach to accounts receivable and debt recovery. If you liked this video, hit the bell to subscribe to our YT channel 🔔 🔔 🔔 -------------- About Assure Global Plus: Assure Global Plus has 5 decades experience in the debt collection, recovery & resolution space and operates all across Australia. ☎️ 1300 624 247 📧 contact@assureglobalplus.com.au https://www.assureglobalplus.com.au ---------------------------------------- About Ellice Coffey: Ellice worked for 15 years in banking, then for 5 years at a tech startup. She loves helping clients free up cash for the things that really matter to them, accelerating growth, improving their businesses' valuations, and increasing profits for owners and shareholders. ☎️ 0476 344 539 📧 ellice@cashflowcleanup.com.au https://cashflowcleanup.com.au/ ---------------------------------------- Disclaimer: The information provided in this video is for general informational purposes only and does not constitute professional advice. While we make every effort to ensure the accuracy and relevance of the content, it should not be relied upon as a substitute for consultation with qualified professionals, including legal, financial, or debt advisors. Each business situation is unique, and we recommend seeking tailored advice that considers your specific circumstances before making any decisions regarding business legal matters. Assure Global Plus and its partners disclaim any liability for actions taken or not taken based on the content of this video. ---------------------------------------- #creditcard #ATOpayments #cashflow Chapters: 00:00 - How Bank Pricing and Credit Facilities Affect Cash Flow 01:09 - ATO Credit Card Changes and the Impact on the Supply Chain 04:04 - Finding Savings Through Better Bank and Supplier Pricing 06:39 - Improving Cash Flow and Recovering Unpaid Invoices 08:24 - Why Early Debt Collection and Follow-Up Matter