6 Smart Social Security Strategies

Send us Fan Mail (https://www.buzzsprout.com/1382656/fa...) In this episode of Winning in Retirement, Brian Akers and Sam Payne break down “Six Smart Social Security Strategies” to help retirees and pre-retirees make better claiming decisions. They explain recent changes like the Fairness Act eliminating the Windfall Elimination Provision and Government Pension Offset, discuss the projected 2032 Social Security trust fund shortfall, and why Social Security was never meant to be your entire retirement plan. Brian and Sam walk through key tactics—knowing your options, setting up your SSA.gov account, deciding when to claim (62 vs. FRA vs. 70), using Social Security to reduce debt, creating room for Roth conversions, and maximizing family and spousal benefits—while stressing personalized planning so Social Security becomes just one part of a solid retirement income strategy.