Measuring Performance Explained: The Timing Mismatch | Canadian Investing

How does measuring investment performance actually work in Canada? In this episode of How Canadian Markets Work, we explain measuring performance from scratch, including time-weighted returns, money-weighted returns, and benchmarks, so you understand why a fund's reported return can differ from your personal return. In this episode: Why a fund can report a gain while an investor experiences a loss Time-weighted returns: measuring the assets, not your cash-flow timing Money-weighted returns (IRR): what your dollars actually earned A case study in how performance chasing concentrates capital at peaks Benchmarks: blended indexes, and price-return vs. total-return Your real return: nominal return minus fees, taxes, and inflation Listen to the podcast: https://podcasts.apple.com/ca/podcast... New episodes explain one Canadian financial concept at a time — subscribe for more. Disclaimer This show provides educational content and does not constitute financial, legal, or tax advice. Speakers are not registered to advise you on securities; please consult a licensed professional or accountant for your personal situation. #CanadianInvesting #PersonalFinanceCanada #InvestingPerformance #MutualFunds #ETFs #InvestingBasics