First Time Buyer in Guelph - Here is What Changed in 2026

Get the Free Guelph Relocation Guide: https://start.movingtoguelph.ca A lot has actually changed for first-time buyers in Guelph this year — and most of it works in your favour. In this video, I'm giving you the current, accurate version, not the outdated info a friend gave you at a barbecue two summers ago. I break down the real HST rebate numbers (and the two separate programs people keep confusing), why you shouldn't weigh your friends' old buying experience too heavily, why the "scary" first conversation with a lender is a must, and three real mistakes I see first-time buyers make — with actual client stories, including one inspection that saved a couple from buying a house with hidden issues. If you're getting ready to buy your first home in Guelph, this is ten minutes well spent before you start looking. ⏱ TIMESTAMPS 00:00 2026 Market Reset 00:46 Rebate Rules Explained 01:42 Negotiating In Today’s Market 03:10 Pre Approval First 04:11 Budget Closing Costs 05:05 Keep The Inspection 05:48 Best Value Neighbourhoods 06:25 Choosing The Right Agent 07:07 Next Steps And Wrap Up 📚 FULL HST REBATE PLAYLIST Go deeper on how the rebate is calculated, who qualifies, and how it stacks with other programs:    • New Construction in Guelph   📍 FREE GUELPH RELOCATION GUIDE Everything you need to know about pricing, neighbourhoods, schools, and commute — completely free. https://start.movingtoguelph.ca 📞 BOOK A CALL Getting ready to buy your first home in Guelph? Let's talk through your specific situation: https://call.movingtoguelph.ca 🎥 WATCH NEXT Why your whole family should use the same realtor:    • Why Your Whole Family Should Use the Same ...   I'm Andrew Somerville, a Guelph, Ontario real estate agent with over 20 years of experience helping first-time buyers navigate this market with confidence. New videos every Wednesday. #GuelphRealEstate #FirstTimeHomeBuyer #GuelphRealtor #HomeBuyingTips #OntarioRealEstate If you're thinking about living in Guelph, or any other Southern Ontario community, we'd love to help! We can help you navigate the Guelph Ontario real estate market. Just give us a call, shoot us a text, send us an email, or schedule a Zoom call, and we'd love to help you make a smooth move to Guelph Ontario Canada! ________________________________________ 🤔Moving to Guelph in Southern Ontario? Let's Chat! 📕 Get Your Moving to Guelph Guide: https://start.movingtoguelph.ca 📱 Call or Text: 519-830-2891 📨 Email: andrew@dnahomes.ca 📅 Book Me: https://call.movingtoguelph.ca 🏡 FREE House Value Report: https://www.guelph-property-values.com/ ________________________________________ Meet: https://call.movingtoguelph.ca 📆