How Much Do Aussies Need Invested to Live Off Dividends?

How much do Aussies really need in shares to live off dividends and never touch the capital? I ran the numbers after tax for singles and couples, using this year's tax rules, franking credits and Age Pension rates. The answer is bigger than most people think. But there's a dead zone where owning more shares actually leaves you with less income, and for a lot of Aussies that changes the whole plan. In this video: How much a single and a couple need to live on dividends alone Why a couple with $600,000 in shares can out-earn a couple with $1.1 million How franking credits put thousands back in your pocket each year What happened to bank dividends in 2020, and how to protect your income Why holding the same shares inside super can pay more Claim your franking credits (ATO refund form): https://www.ato.gov.au/individuals-an... Timestamps: 0:00 Can you live off dividends in Australia? 0:37 The dead zone: more shares, less income 3:22 The number to live on dividends alone 5:31 What $1 million in bank shares really pays 6:19 The risks: dividend cuts, Telstra and inflation 9:33 So is it realistic? The verdict Assumptions: homeowner aged 67, shares paying 4 percent fully franked, 2026-27 tax rates and Age Pension rates from 20 September 2026. Company figures are from published results and recent share prices, which change daily. This video is general information only and is not financial advice. It doesn't take your personal situation into account. Consider speaking to a licensed financial adviser before making decisions. #AussieDividends #RetirementAustralia #FrankingCredits