Promoter Margin in Bank Loans: Why Banks Ask for It & How It's Calculated

Bank loan dene se pehle promoter margin kyun maangta hai, aur ise calculate kaise karte hain? Credit appraisal ke is core concept ka logic samjhiye practical examples ke saath. ✅ In this video: What promoter margin (promoter's contribution) is Why banks insist on it before sanctioning working capital loans How promoter margin is calculated in practice The logic behind it: borrower commitment, business risk and working capital structure The Operating Balance Sheet, an approach I developed to help you think like a credit analyst 📚 Credit Manager Training series – Lecture 21, the base for my MPBF Norms series 🎓 Join my channel membership for exclusive premium videos:    / @ankushjain   ⚠️ All content is for educational purposes only and isn't financial or investment advice. #PromoterMargin #WorkingCapital #CreditAppraisal