Financial Decisions We Delay Until It's Too Late | Palesa Tlholoe

Most people only think about life insurance, wills and estate planning when it’s already too late. Certified Financial Planner Palesa Tlholoe joins Mindset Profits to explain the critical money decisions South Africans often delay: from life cover and writing a will to generational wealth, estate planning and choosing the right financial advisor. She also breaks down how financial advisors get paid, why some people become uninsurable, and the simple financial conversations every family should have. Contact Palesa - https://www.imvelowealth.co.za Our Affiliate Programs Get The Best Accounting Software on Special: https://referrals.xero.com/z37iw752ca... How we grew on Youtube: https://vidiq.com/letsgrowYoutube Free Online Business Cards: https://beacons.ai/signup?c=ntandomaseko Start the year with a good/free CRM Software: https://try.monday.com/7g64b8cfwzc8 Our Ai Powered Podcast Editor ~ https://riverside.partnerlinks.io/0hi... ⏱️ CHAPTERS 0:00 — Introduction 1:20 — Financial decisions people make too late 7:56 — What does being “uninsurable” mean? 9:58 — Why you shouldn’t delay life insurance 11:20 — Generational wealth & diversifying wealth 16:02 — Wills, estate planning & dying without a will 20:30 — Financial advisors, family meetings & your “life file” 22:50 — Why people avoid financial advisors 24:40 — How financial advisors get paid 30:35 — Palesa Tlholoe approach to financial planning