Digital Banks vs Incumbents: Who Wins the Next Decade? | Jayesh Patel

Digital banks need to solve a clear customer problem. In this archive conversation, Jayesh Patel joins Arjun to discuss Wio Bank, business banking and the needs of underserved small businesses. They explore how a new bank approaches its customers, the economics of digital banking and the changing relationship between challengers and established institutions. Continue watching: Why Most Digital Banks Fail - And How Engine by Starling Is Flipping the Script:    • Why Most Digital Banks Fail - And How Engi...   The $80 Billion SME Lending Opportunity Banks Keep Missing:    • Why SME Credit Is Still So Hard to Get in ...   Chapters: 0:00 - The Reality of the Metaverse 5:32 - Is Modern Banking Actually Broken? 13:11 - Digital Banks vs Neo Banks 20:56 - Can Digital Banks Survive Alone? 31:25 - Navigating the Fintech Funding Winter Couchonomics with Arjun Season 02 is brought to you by our partners: Adyen https://www.adyen.com/ ToYou https://toyou.io/ar Visa https://ma.visamiddleeast.com/ Geidea https://geidea.net/ M2P https://m2pfintech.com/ Find us on our social media platforms: Arjun's LinkedIn   / arjunvirsingh   Couchonomics LinkedIn   / couchonomics-with-arjun-singh   Instagram   / couchonomics   Twitter https://twitter.com/Arjun_Vir_Singh?s=20 TikTok   / couchonomics   Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E #WioBank #BusinessBanking #Couchonomics