Real Estate vs Stocks: What To Do With $50K Saved

Book a free 15 minute discovery call with The Compass Team: https://calendly.com/bwanka You have 50K or 100K sitting in the bank and you have no idea what to do with it. Stocks? Real estate? Just leave it there? In this episode, Bwanka and Safras Lafeer break down exactly what they would do with an extra 50,000 or 100,000 in today's Toronto market, and they use real numbers, not opinions. The two plays they cover: Downtown Toronto Airbnb. A one bedroom around 500,000 in a triple A location steps from Union Station, the CN Tower, Rogers Centre and Scotiabank Arena. Roughly 50K in as a first time buyer, and it cash flows from day one. Most downtown condos in the GTA are cash flow negative right now (owners are feeding them 500 to 1,000 a month). This one is not, and the same unit was selling for about 150K more a few years ago. Pre-construction with the new rebate. As of April 1, buyers can get up to 130,000 back on a new build up to 1.5 million. Safras walks through a real client deal in Markham: a freehold four bedroom, four bath townhouse over 2,100 square feet that landed around 830,000 after the rebate, in an area where nothing freehold has sold below 920,000. The catch is the window. It runs for one year only. We also get into why you should think in five year windows, why downtown Toronto is running out of land to build on, and what to say to yourself when the money you are investing is your life savings. Not sure which one fits you? That is what the call is for. Book it here: https://calendly.com/bwanka CHAPTERS 0:00 The $50K Question 1:40 Why Safras Wants Hands-Off, Not Hands-On 2:21 Play One: Downtown Toronto Airbnb 4:24 Why Most Downtown Condos Lose Money Every Month 7:25 Play Two: Pre-Construction and the $130,000 Rebate 9:13 A Real Client Deal in Markham 12:51 “This Is My Life Savings. Should I Do It?” 15:03 What Supply Looks Like by 2031 ABOUT US We are Bwanka and Safras Lafeer, co-founders of The Compass Team at Royal LePage Signature. We help investors and buyers in Toronto and the GTA build real portfolios. Bwanka owns and operates 15 plus income properties and has over 10 years of Airbnb experience. Safras has been investing across pre-construction, flips and rentals for over 10 years. We teach first and sell second. Book your free call: https://calendly.com/bwanka Every investment carries risk. The numbers in this video are based on real deals we have run, but your situation is your own. Talk to us and we will run your numbers with you. #TorontoRealEstate #AirbnbInvesting #PreConstruction #TorontoCondos #RealEstateInvesting #GTARealEstate #ShortTermRental #FirstTimeHomeBuyer #TheCompassTeam #PassiveIncome