Trust vs Company vs Personal Name: How Should Investors Buy Property? | WealthStacker Pod

Want your property portfolio reviewed by us? Submit here - https://bit.ly/4gV1vgK 📱 Free Sign Up (WealthStacker) - https://bit.ly/4qOFqUl In this episode of WealthStacker, we break down a major property investing decision: should you buy in your personal name, through a trust or through a company? We share how we’ve structured our own property portfolios and discuss the impact of ownership structure on borrowing capacity, tax and future property purchases. Then we review two real investor portfolios and tackle another big question: when should you sell an investment property? We debate selling vs holding, buying a PPOR, what we look for when assessing future growth, and whether apartments and strata properties deserve their reputation. Different strategies, different opinions, and the thinking behind each decision. 0:51 Intro 1:15 Personal name vs trust vs company 5:32 Why investors are looking at different structures 6:25 Why borrowing capacity stops investors 12:02 Portfolio review 1: Six properties, now wants a Sydney PPOR 18:45 When should you sell a good property? 22:32 Cross-collateralisation explained 23:48 Portfolio review 2: Borrowing capacity maxed out 25:10 Do apartments and strata properties still grow? 26:43 Should he sell the one-bedroom apartment? 30:46 Regional units vs blue-chip houses If you want to see your own wealth in one place, WealthStacker lets you track your property, shares and crypto and see how your portfolio is progressing. Explore at wealthstacker.com.au