Your Bank Already Pays for This Microsoft Security Tool (And Never Turned It On)

Your firewalls, your Microsoft Defender filters, and your multifactor authentication all work to keep hostile email away from your people. None of them removes the decision. Sooner or later a convincing message reaches a real person at your bank, credit union, or mortgage company, and what that person does next is the control that holds or fails. That person is the part of your institution attackers aim at first, and it is the one control with no configuration screen and no green checkmark. According to Verizon's 2025 Data Breach Investigations Report, the human element was involved in roughly 60 percent of breaches. According to IBM's Cost of a Data Breach Report 2025, phishing was the single most common way attackers first got in. Justin Kirsch, CEO of Access Business Technologies, walks through what your regulator actually requires for security awareness training (the FTC Safeguards Rule, the FFIEC IT Examination Handbook, and the NCUA and bank interagency guidelines), why the once-a-year training module fails both the exam and the attacker, and the Microsoft 365 tool most institutions already pay for and never switch on: Microsoft Attack Simulation Training in Microsoft Defender for Office 365. Plus the licensing catch that leaves most Business Premium customers without it, and the five-part program that turns a compliance checkbox into measurable risk reduction. TIMESTAMPS: 0:00 The control with no dashboard 0:45 Why your people are the most-attacked control 1:50 The training your regulator actually requires 2:55 Why annual click-through training fails 4:00 The Microsoft 365 tool you may already own 5:15 What an examiner-ready program looks like 6:25 Your next move READ THE FULL ARTICLE: https://www.myabt.com/blog/security-a... ABOUT ABT: Access Business Technologies is a Tier-1 Microsoft Cloud Solution Provider that manages Microsoft 365 for more than 750 banks, credit unions, and mortgage companies. Learn more: https://www.myabt.com Talk to a Microsoft 365 specialist: https://www.myabt.com/talk-to-an-expert #Microsoft365 #SecurityAwarenessTraining #PhishingSimulation #CommunityBanks #CreditUnions #MortgageLenders #FFIEC #FTCSafeguardsRule #MicrosoftDefender #FinancialServices