Insurance Planning in Retirement: Life, Long Term Care, and Medicare

You’ve Saved For Retirement. We’ll Help You Live It. Financial Planning For Individuals Ages 50 and Older Transitioning Into Retirement ➡️Book Your Free Intro Call: https://form.typeform.com/to/ntwNgudP ⬅️ ======================= 📑 Chapters 👇 00:00 Why your old policies don't fit anymore 00:20 What insurance planning in retirement covers 00:46 Life insurance in retirement 01:08 Term vs. permanent policies 01:42 The pension decision 02:09 Long-term care 02:43 Medicare 03:25 HSAs and Medicare premiums 03:46 If you retire before 65 04:24 Disability coverage and liability limits 04:38 How insurance planning fits the Blueprint The insurance policies you bought 20 years ago were built for a different life. Back then, you might have been protecting a mortgage and young kids. Today the questions are different. Who needs income if one of you passes? How would you pay for care? What happens to your health coverage? And what are you paying for that you no longer need? In this video, I walk through insurance planning in retirement, the sixth and final project inside the Focus on Retirement Blueprint System. It reviews every coverage decision that protects your income, your health, and your family. Keep what matters, drop what doesn't, and fill the gaps without paying for more than you need. ➡️ Read the full guide: Insurance Planning in Retirement https://focusplanninggroup.net/insura... ⬅️ 🌟 See What Our Clients Are Saying About Us 🌟 https://focusplanninggroup.com/client... Check out my LinkedIn Channel → 👇   / josephcarbonejr   _ _ Hello, my name is Joe. 🙋‍♂️ Most people call me Joe, except my mother and father — they call me Joseph. So you can call me Joe unless you want to yell at me about something; then call me Joseph. I founded Focus Planning Group. I have over 25 years of wealth management experience. I hold a bachelor’s degree in finance from Dowling College and obtained the CERTIFIED FINANCIAL PLANNER™ Designation back in 2002. I am regularly featured in top publications such as Forbes, U.S. News, CNBC, Yahoo Finance, Money Magazine, The Huffington Post, plus many more. I live in Bayport, NY, a small town on the south shore of Long Island, with my wife, Michelle, my daughter, Juliette, and my sheepadoodle, Luna. When I am not at the office, you'll likely find me at my daughter’s barn watching her ride horses, playing tennis, mountain biking, skiing, trying to learn to play tennis, or antique shopping with my wife. I love listening to records on my vintage stereo system, attending live concerts, and watching baseball. If you speak with me long enough, I will probably tell you that nothing sounds better than playing a blues vinyl record on tube stereo equipment, and nothing makes me happier than finding a new amazing pizza place. I love pizza so much that I started a mobile wood-fired pizza business, Until the Dough Runs Out. Check out my Instagram page, but I warn you, you will probably want to eat pizza! 🍕   / untilthedough   🍕 Investment advisory services are offered through Focus Planning Group, LLC, a SEC registered investment advisor.