How to Borrow More in 2027 (Broker Secrets)

Start your path to financial freedom with a detailed financial plan for $0: https://bit.ly/4AtZVKf Most NZ borrowers walk into one bank, get one number, and think that is the answer. It isn't. In this episode of the Property Academy podcast, Ed and Andrew share the strategies NZ mortgage brokers use to increase borrowing capacity for property investors: ● Why the bank's lending number can shrink without any change to your income or savings ● How clearing a $10,000 student loan added $225,000 of NZ borrowing capacity for one investor ● How one NZ couple restructured their mortgage and unlocked $580,000 of additional lending ● Why an unused $10,000 credit card limit reduces your NZ borrowing by $94,000 ● And the four things (affordability, price, policy, product) NZ mortgage brokers weigh when choosing between lenders Subscribe to the podcast for daily episodes: https://linktr.ee/Thepropertyacademyp... Ep. 2573⎟Property Academy podcast 00:00 Intro 00:29 The bank had changed their rules 01:34 How does the bank decide if they'll give you a mortgage 05:16 A couple in their 30s 10:40 Another example 12:05 Credit cards 14:26 It does depend on the bank https://www.opespartners.co.nz/   / opes_partners   #mortgagetips #propertyinvesting #mortgage This track has been registered for Content ID by AdRev. AdKey:P7GM4kxKBYjRzX Opes Partners Comment Deletion Policy At Opes Partners, we encourage open discussion and respectful debate. If you disagree with us or our content, that’s totally fine – we won’t delete your comment. However, if your comment is mean-spirited, personal attacks, or targets our presenters, we will remove it. Our goal is to maintain a safe, supportive environment for everyone in our community. Let’s keep it respectful, constructive, and focused on growth.