How to Fund Property Deals In Australia Without the Banks Full Breakdown

Originally released on Unemployable Media on 24 June 2025. This episode has been re-released on the Unemployable Property channel as part of our dedicated property archive - bringing our best property conversations together in one place. Think you need to go to NAB or Commonwealth to fund your next property deal? Think again. In this episode we sit down with Chris Wright from Fincierge, a property development finance expert who has helped fund over 200 million dollars in deals. He breaks down exactly how developers in Australia are getting projects off the ground without using traditional banks. We cover private lending, mezzanine finance, capitalised interest, and the creative ways you can raise money for land subdivisions, townhouses, and more, even if you do not have a full time job or bank approved income. If you are serious about making money in property, you need to hear this. 👉 Join the free Unemployable 11-part video series: https://go.unemployableproperty.com.a... 👉 Interested in Third-party Funding? Learn more here: https://unemployable.com.au/fund 👉 Interested in the accountants we use? Learn more here: https://unemployable.com.au/structure 👉 Want to connect with other developers? Join our community here:   / unemployableproperty   Chapters: 00:00:00 Introduction to Finance and Property Podcast 00:08:44 Understanding Different Types of Property Loans 00:17:13 Understanding Equity Uplift and Debt Levels 00:27:00 The Importance of Taking Action in Property Investment 00:34:22 The Power of Word-of-Mouth in Finance 00:42:32 Understanding Capitalized Interest and its Impact 00:51:17 Understanding Property Development Capital Allocation 00:59:46 Understanding "Loan to Own" in Private Lending 01:08:15 Deciding When to Give Away Equity 01:16:06 Long-term Business Planning with Equity Partnerships 01:24:28 Common Mistakes in Property Development 01:33:27 Evolution of Property Development Lending in Queensland Follow our hosts on Instagram: 👉 Eric Machado:   / itsericmachado   👉 Carson Bolt:   / carsontbolt   👉 Shannon Sharp:   / theshannonsharp   Connect with Us: 🌐 Website: https://www.unemployableproperty.com.au 📷 Instagram:   / unemployableproperty   🔊 Spotify: https://open.spotify.com/show/2oB5pth... 🎧 Apple Podcasts: https://podcasts.apple.com/ph/podcast... 🔔 Subscribe and hit the bell so you never miss an episode on property investing, entrepreneurship, and wealth creation in Australia. #PropertyInvestmentAustralia #AustralianRealEstate #PropertyDevelopment #CashFlowInvesting #UnemployableMedia ⚠️ Affiliate & disclaimer Some links above may be affiliate links. Unemployable may earn a small commission at no extra cost to you. We only partner with people and brands we genuinely believe in. DISCLAIMER: Unemployable Media does not provide financial, investment, tax, or legal advice. All content is intended for educational and entertainment purposes only. Views expressed are solely those of the speakers and do not constitute financial guidance. Always conduct your own research and consult a licensed professional before making any investment decisions.