Is Your CREDIT Ruining Your Insurance Rate?! | Goosehead Insurance (Ep. 2)

Does your credit score actually change how much you pay for homeowners insurance? 🏡💰 In Episode 2 of The Move With Mallory Show, I'm sitting down with Shanna Ramirez from Goosehead Insurance to break down everything you need to know about protecting your home! From understanding homeowners insurance coverage to the surprising factors that can raise or lower your premiums, Shanna shares what home buyers and homeowners should know before choosing a policy. Whether you're buying a home in Temple, Belton, Salado, or anywhere in Central Texas, or just wondering if you're overpaying for your current homeowners insurance, this episode is packed with helpful information! 🏡 MOVING TO CENTRAL TEXAS? START HERE! 📍 Download my FREE Central Texas Relocation Guides: https://rem.ax/RelocationGuides 📲 Ready to buy or sell a home in Central Texas? Let's connect! https://MoveWithMallory.net 🔗 Find all my links and resources: https://linktr.ee/movewithmallorytx ✨ CONNECT WITH MALLORY ANTHONY Howdy! I'm Mallory Anthony, a Central Texas REALTOR® with REMAX Temple-Belton Properties. I specialize in helping buyers, sellers, and families relocating to Temple, Belton, Salado, Killeen, Fort Hood, and the surrounding communities. Whether you're buying your first home, relocating to Central Texas, or preparing to sell, I'd love to help you make your next move! 🌐 Website: https://MoveWithMallory.net 🔗 Linktree: https://linktr.ee/movewithmallorytx 📸 Instagram: @movewithmallory ▶️ YouTube:    / @movewithmallory   🦆 CONNECT WITH SHANNA RAMIREZ | GOOSEHEAD INSURANCE Looking for a competitive homeowners insurance quote or want a second opinion on your current policy? Reach out to Shanna! Shanna Ramirez | Goosehead Insurance 📍 208 Paloma Dr, Ste 102, Temple, TX 76502 📞 254-939-7750 🌐 Service Portal: https://www.goosehead.com/service-portal ⏱️ VIDEO CHAPTERS 0:00 - Welcome to The Move With Mallory Show! 0:28 - When Should Homebuyers Get an Insurance Quote? 1:26 - How Homeowners Insurance Affects Your Mortgage Payment 2:38 - Why Insurance Can Delay Your Closing 4:23 - Insuring Acreage, Barns & Farm Animals in Texas 6:55 - Does Your Credit Score Affect Homeowners Insurance? 8:35 - What Is a CLUE Report & Why Does It Matter? 10:37 - Previous Insurance Claims & Roof Damage 11:25 - Can You Buy a Home With an Excluded Roof? 12:45 - What REALTORS Should Look for When Showing Homes 14:39 - Roof Types & Insurance Discounts 17:09 - The Biggest Insurance Tip for Homebuyers 18:13 - When Should You Shop for Better Insurance Rates? 19:37 - Why Work With Goosehead Insurance? 20:52 - Comparing Insurance Coverage vs. Price 22:07 - Auto, Life & Business Insurance Options 23:18 - Final Thoughts & Thanks for Watching! 💖 THANKS FOR WATCHING! If you found this episode helpful, don't forget to LIKE this