The 10-Minute Budgeting Method That Actually Works

🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now Many budgeting tools start by asking you to change your spending before you even know what your real numbers are. Anthony walks through the simple process Cardinal Wealth Group uses to help clients calculate their true lifestyle spending without tracking every individual purchase. He explains how this unique way of tracking allows for a more realistic retirement plan around the life you actually live. Here’s some of what we discuss in this episode: 💵 Real Spending: Find what you actually spend 📄 Source Documents: Start with two key records 💳 Hidden Deficits: Account for growing credit balances 🏠 Future Expenses: Identify costs that may disappear 📉 Retirement Spending: Project your future lifestyle needs 🎯 Planning Target: Build around your real lifestyle ✂️ Cutbacks Later: See what works before cutting 0:00 – Intro 1:29 – The CWG Budget Process 3:51 – What You Need to Get Started 5:09 – Slide #1: Pull Your Source Documents 6:32 – Slide #2: Back Out Taxes & Benefits 9:50 – Slide #3: Spend Rate & Cash Flow Gap 14:48 –Slide #4: Project Forward 18:05 – Slide #5: Itemize 20:17 – Work with Anthony Capture Your Spend Rate PDF: https://u.pcloud.link/publink/show?co... #retirementspending #budget #budgetplanning #spending ___________________________________________________ Resources: Our website: https://cardinalwg.com/ Phone: (609) 362-5512 Contact our team: https://cardinalwg.com/contact-us Schedule your no-cost consultation: https://cardinalwg.com/schedule-now Check out our downloadable guides: https://cardinalwg.com/resources/down... Facebook:   / cardinalwealthgroup   LinkedIn:   / anthony-aulffo-cfp%c2%ae-75b2919b