TikTok Taught a Generation How to Buy a House—and Got It Wrong

TikTok has turned real estate into a myth factory, and much of what people think they know about buying, selling, and investing may be wrong. Suzanne Sini and Paul Hansen put popular housing advice to the test in a lively game of Fact or Cap .From the “20% down” rule and Zillow Zestimates to agent commissions, housing crash predictions, renting versus buying, and mortgage rate locks, this episode separates viral opinions from real estate realities. If you’re buying your first home, selling a property, investing, or trying to make sense of the housing market, get a clearer picture of what matters—and what might just be internet hype.In this episode, you’ll learn: Why many home buyers put down less than 20%, and how low-down-payment programs work Why a Zillow Zestimate is a starting point—not a definitive home valuation What changed after the NAR settlement and what buyers and sellers should know Why waiting for a housing market crash can be a risky strategy How to think about renting, cash offers, pricing, and mortgage rate locks Suzanne shares an agent’s perspective from the closing table, while Paul brings lender and market insight into financing, valuations, and helping buyers and sellers make informed decisions. Together, they challenge common real estate myths with practical examples, sharp takes, and surprising facts.Real estate decisions can have lasting financial consequences, so it pays to look beyond viral clips and blanket advice. Press play for a grounded conversation about home buying, selling, and investing in today’s market.