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Thoughts on Roth Conversions and Required Minimum Distributions (RMD) | Live Q&A

Rob Berger

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Thoughts on Roth Conversions and Required Minimum Distributions (RMD) | Live Q&A

43 285 просмотров · Трансляция закончилась 4 г. назад
Rob Berger
301 тыс. подписчиков
43 285 просмотров · Трансляция закончилась 4 г. назад
Join the newsletter: https://robberger.com/newsletter/?utm... ———————————— Timestamps ———————————— 0:00 - Welcome to the Financial Freedom Show! 0:30 - Roth Conversions 15:13 - Reverse mortgage 16:24 - Is there a minimum where Roth Conversion doesn't make sense? 18:04 - BUFOX 21:47 - 11 stocks 25:26 - Thoughts on investing for college/529 Ohio/VTEP 27:05 - Defined Benefit Pension Plan 31:29 - Is there a downside of leaving target date funds in my portfolio? 33:42 - Why can't we invest non earned income into a Roth IRA? 34:37 - Good Morning Washington 35:33 - 90/10 or 80/20 for investing kids savings 36:32 - Timing the market 38:04 - Roth Conversions make sense if the market takes a downturn 38:50 - VB & VBR 40:56 - Accessing Roth Conversion after 5 years 42:35 - Transitioning from predominantly index fund investing to disciplined individual value stock investing in Roth 44:46 - Schwab vs Vanguard for retirement accounts 48:19 - Married couple Roth conversion 48:56 - Fulfilling promises to viewers 51:05 - Cash reserves account 52:17 - Betterment 54:58 - Qualified donations 56:41 - Tips on spending money during the accumulation phase 57:57 - Good asset allocation in stocks 1:00:25 - Most advantageous method to determine the profit or loss for tax reporting in a taxable account 1:01:58 - Changing allocation since my account is no longer a Roth 1:06:44 - Finviz 1:08:42 - Gaming 1:10:50 - Trigger taxes in retirement 1:13:35 - Stock bond allocation 1:15:32 - Portfolio visualizer 1:17:03 - $100,000 in single stock exposure 1:20:33 - VUG & QQUM 1:22:33 - Any cost difference if keeping VTI in M1 or Vanguard? 1:27:29 - Citibank/Value investors 1:28:37 - Will the stock market crash in the next 10 months? 1:38:33 - Dividend paying stocks as a temporary substitute of bonds in retirement portfolio 1:41:34 - HSA for retirement 1:44:38 - Balancing between saving and investing 1:46:09 - VU 1:47:37 - Is it possible to max both Roth IRA and 401K? 1:48:22 - High turnover rate for an actively managed fund 1:51:34 - Can IRA distribution be done in KIND to a taxable brokerage? 1:52:52 - How to switch to screen share quickly 1:54:09 - Will Vanguard lower the expense ratio for life strategy funds like target date funds 1:55:42 - FTSE 1:56:53 - Small international stock 1:58:25 - Best place to keep cash in retirement 1:59:17 - Couple of announcements 2:00:33 - How to tag me in the chat 2:01:23 - Financial Freedom ———————————— Investing Tools ———————————— My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-cap... New Retirement (Retirement Planner): https://robberger.com/go/new-retireme... Stock Rover: https://robberger.com/go/stock-rover/yt- M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bo... ———————————— Credit Cards & Banks ———————————— Wells Fargo Active Cash (Cash Back): https://www.allcards.com/go/wf-active... Chase Sapphire Preferred (Travel): https://www.allcards.com/go/sapphire-... U.S. Bank Visa Platinum (0%): https://www.allcards.com/go/usbank-vi... Axos Bank (High Yield Savings): https://www.allcards.com/go/axos-savi... OnJuno (free checking): https://www.allcards.com/go/onjuno/yt- ———————————— Popular Videos ———————————— 1️⃣ How to Create a 3-Fund Portfolio:    • How to Create a 3 Fund Portfolio | A Begin...   2️⃣ How I Manage 28 Accounts in One App:    • How I Manage 28 Financial Accounts in One ...   3️⃣ 7-Step Financial Checkup:    • A 7-Step Annual Financial Checklist for 2021   #retirement #investing #robberger ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.