I ran the Buy VS Rent numbers after the 2026 Budget. Here's what changed.

Book a free, no-obligation chat with my team at Alcove: https://meetings.hubspot.com/hello-at... __ If you're a first-home buyer right now, you are living inside the biggest contradiction in Australian property. On one hand, this is the best deal first-home buyers have ever had. But on the other hand, this is not a market that feels safe to buy into. So how do you decide if it’s the right time to buy in the post-Budget era? In this video, I’ll cover: The maths on buying vs renting. The schemes actually worth using. The mistakes I see year after year. How to think about buying in a market where everyone else is scared or confused. CHAPTERS: 00:00 - Intro 02:35 - Chapter 1: The asset rule 04:23 - Chapter 2: Rent vs Buy 07:17 - Chapter 3: When renting is the right answer 08:43 - Chapter 4: The government schemes 13:00 - Chapter 5: The bank options 16:38 - Chapter 6: The mistakes 23:53 - Chapter 7: Control what you can control 25:03 - Chapter 8: Resources __ LET’S CONNECT: Book a chat: https://meetings.hubspot.com/hello-at... Check out our website: https://www.alcove.com.au/?utm_source... Follow me on socials! Instagram: https://www.instagram.com/chrisbates_... LinkedIn:   / christopherbates   Facebook: https://www.facebook.com/profile.php?... __ ABOUT ME: Hey, I'm Chris 👋 I'm a mortgage broker and former financial planner based in Sydney. I run Alcove, a strategic mortgage advice business I started with Ben Sum. My team and I settle hundreds of loans a year, and I was ranked the #1 Elite Broker in Australia by The Adviser in 2024 and #3 nationally out of 20,000+ brokers. I trained as a financial planner first, so when I sit down with someone, I'm thinking about where they want to be in 10 or 20 years, not just which loan has the best rate right now. That's what Alcove was built around. We wanted to bring a higher standard of advice to mortgage broking, so we deliberately hired a Strategy Team of former financial advisers, private bankers, consultants, and chartered accountants. When you work with us, you're getting a personalised lending strategy, not a rate comparison. We're anti-hype, we don't do get-rich-quick, and we're in your corner. I co-host two podcasts: The Elephant in the Room with Buyer's Agent Veronica Morgan and The Australian Property Podcast. Between those shows, guest appearances, and 1,800+ LinkedIn posts, I've been talking publicly about Australian property for over a decade. This channel is devoted to helping Australians make wiser, more successful property decisions. I share what I'm actually seeing on the ground. Book a free, no-obligation chat with the team: https://meetings.hubspot.com/hello-at... Video Production: https://www.socialwave.com.au/ DISCLAIMER: The information in these videos is general in nature and doesn't take into account your personal financial situation, needs, or objectives. It's not financial advice, legal advice, or investment advice, and you shouldn't treat it as such. Before making any property or financial decisions, speak with a qualified professional who understands your circumstances.