Everyone's Telling First Home Buyers to Wait. Here's Why They're Wrong.

📞 Book a Free Discovery Call With an Experienced Mortgage Broker https://calendly.com/david-pelligra-n... Nido Finance https://nidofinance.com.au 📘 Download the Free First Home Buyers Guide (PDF): https://fhb.davidpelligra.com.au 📷 Instagram →   / davidpelligra   The most popular advice for first home buyers in Australia right now is one word: wait. Wait for the crash, wait for rates to drop, wait for prices to come to you. Here's the problem... the day it finally feels safe to buy is the exact day every other buyer feels it too, and they all walk back in with bigger budgets at the same time. Most people in my industry won't say this to your face. Yes, prices might dip a little from here. But if your whole plan is to wait and save 2-3%, you're watching the wrong number, because when rates come back down, they come back for everyone, and that little discount gets eaten alive by the bidding war and a rent bill that never stops climbing. In this video you'll learn why waiting usually costs you more than it saves, how a 0.25% rate move swings your borrowing power (~$12k single / ~$24k a couple), why a quiet winter market is actually your leverage, and the exact 3-move plan to be ready to buy this spring, potentially into your own home by Christmas. This one's for first home buyers, renters weighing up rent vs buy, and anyone who's been sitting on the sidelines waiting for the "perfect" moment in the 2026 Australian property market. Chapters: 00:00 - Introduction 01:32 - Why You Should Be Careful 02:40 - What Waiting Really Costs You 04:45 - When To Get Ready! 05:50 - Your Own Home Matters 07:18 - What To Do Next 09:10 - Final Thoughts 🙋‍♂️ About Me I'm David — a mortgage broker based in Melbourne. I've helped hundreds of first home buyers and investors across Australia buy property with confidence, clarity, and strategy. My aim is to give you the ultimate guidance and information so you can make the most informed decision possible when purchasing property. 📬 Stay Connected Instagram →   / davidpelligra   Website → https://davidpelligra.com.au ⚠️ Disclaimer This video is for educational purposes only and does not constitute financial advice. Always speak to a licensed broker or financial adviser before making decisions. #firsthomebuyer #australianproperty #mortgagebrokeraustralia #propertymarket