11 Florida Towns That Almost Never Flood — Even During Hurricane Season

11 Florida Towns That Almost Never Flood — Even During Hurricane Season Florida sold the water's edge for a century. But an hour or two inland sits a different Florida: high, sandy ridges that were islands when most of the state was underwater. In these towns, flood risk models can barely find a house at risk. We used First Street Foundation's flood risk model, the scores that now appear on home listings, to rank the 11 Florida towns with the smallest share of properties at risk of severe flooding. Then we dug into why the safest ground in the state was bypassed, who lives there now, and what happens as buyers start moving inland. Low risk isn't zero risk. When one of these towns has flooded, we tell you. ⏱️ Time Stamps: 0:00 The law Florida didn't have 1:02 Why build on the low ground? 3:11 #11 Clermont 6:12 #10 Sebring 9:07 #9 Howey-in-the-Hills 11:53 #8 Haines City 14:29 #7 Lake Wales 17:05 #6 Avon Park 21:19 #5 Mount Dora 24:14 #4 Frostproof 26:57 #3 DeFuniak Springs 30:23 #2 Lake Placid 33:25 #1 Paxton 36:42 Who gets the high ground? 💬 Do you live on high ground the boom passed by, in Florida or anywhere else? Tell me about it in the comments. 🔔 Subscribe for more Florida stories the brochures leave out. Flood risk figures are from First Street Foundation's Flood Factor, the share of properties likely to be severely affected by flooding over the next 30 years, as shown on Redfin in October 2026. Low flood risk does not mean no flood risk. This is not financial or insurance advice.