Are Risk Profiles Still Fit for Modern Financial Planning? From Risk Profiles to Real Outcomes

Traditional risk profiling has long been a cornerstone of investment advice but does it still reflect how clients think about their money? In this session, we explore how financial planning is evolving towards a more outcome-focused approach, where portfolios are aligned with real client goals rather than abstract risk scores. You’ll gain practical insights into how advisers can structure diversified, goal-aligned portfolios across different time horizons, and how to improve client understanding around risk, return, and outcomes. What You’ll Learn: • The limitations of traditional risk profiling. • How to align portfolios with client goals and time horizons. • Practical approaches to goals-based investing. • How to improve client communication and engagement. Speakers: • Lee Old – Co-Founder, The Financial Planning Club • Francis Walker – Regional Director, Aspen • Lewis Brasseaux – Head of Strategic Partnerships, Aspen