Nobody knows where interest rates are going. Here's the proof.

Book a free, no-obligation chat with my team at Alcove: https://meetings.hubspot.com/hello-at... __ At the start of 2026, the RBA cash rate was 3.6%. Today it’s 4.6%. Four rate rises this year, and the highest it’s been in 15 years. And next week, on November 3rd, the RBA meets again. So, are rates going higher? Should you wait? Or is this actually the time to move? In this video, I’m going to show you: The exact tools I check every day to see where the market thinks rates are heading The one chart I send every client who asks me that question, because it shows just how wrong the forecasters usually are. What I’d be doing right now if you’re a first home buyer, an upgrader, you’re thinking about buying an investment property, or you’ve already got a mortgage. LET’S CONNECT: Book a chat: https://meetings.hubspot.com/hello-at... Check out our website: https://www.alcove.com.au/?utm_source... Follow me on socials! Instagram: https://www.instagram.com/chrisbates_... LinkedIn:   / christopherbates   Facebook: https://www.facebook.com/profile.php?... __ ABOUT ME: Hey, I'm Chris 👋 I'm a mortgage broker and former financial planner based in Sydney. I run Alcove, a strategic mortgage advice business I started with Ben Sum. My team and I settle hundreds of loans a year, and I was ranked the #1 Elite Broker in Australia by The Adviser in 2024 and #3 nationally out of 20,000+ brokers. I trained as a financial planner first, so when I sit down with someone, I'm thinking about where they want to be in 10 or 20 years, not just which loan has the best rate right now. That's what Alcove was built around. We wanted to bring a higher standard of advice to mortgage broking, so we deliberately hired a Strategy Team of former financial advisers, private bankers, consultants, and chartered accountants. When you work with us, you're getting a personalised lending strategy, not a rate comparison. We're anti-hype, we don't do get-rich-quick, and we're in your corner. I co-host two podcasts: The Elephant in the Room with Buyer's Agent Veronica Morgan and The Australian Property Podcast. Between those shows, guest appearances, and 1,800+ LinkedIn posts, I've been talking publicly about Australian property for over a decade. This channel is devoted to helping Australians make wiser, more successful property decisions. I share what I'm actually seeing on the ground. Video Production: https://www.socialwave.com.au/ DISCLAIMER: The information in these videos is general in nature and doesn't take into account your personal financial situation, needs, or objectives. It's not financial advice, legal advice, or investment advice, and you shouldn't treat it as such. Before making any property or financial decisions, speak with a qualified professional who understands your circumstances.